Legal
Privacy Policy
Welcome to CashWise. Developer Hicham-Dev (“us”, “we”, or “our”) operates the CashWise mobile application. We are committed to protecting your privacy and handling your data transparently. This Privacy Policy explains what information we collect, how we use it, and the controls available to you when using our services.
01Nature of Services
CashWise is a software application designed solely for personal financial tracking, budgeting, and ledger management. We do not offer regulated financial services, lending, or investment products. CashWise does not take custody of, transfer, or hold user funds at any time. Any information provided by the app is for organizational purposes and does not constitute financial advice.
02Information We Collect
We collect account data, including email addresses and Google Sign-In details, along with device information, usage analytics, and the financial records you enter into the app.
03How We Use Your Information
Data is used to provide secure authentication, manage subscriptions, improve app performance, and communicate important updates. We may also use limited device identifiers and usage data to deliver ads and measure ad performance for free plan users.
04Data Sharing
We do not sell your personal data. However, when you use the free plan, limited identifiers may be shared with trusted advertising providers (such as Google AdMob) to deliver and measure ads. Data is shared only with trusted providers such as Firebase and Google Play Billing for authentication and payment processing.
05Data Security
All sensitive information is encrypted in transit and at rest. We use industry-standard safeguards to prevent unauthorized access.
06User Control
You can delete your account and associated data at any time. Subscription details are managed transparently through Google Play.
07App Info and Performance
CashWise collects technical information to ensure the app runs smoothly and to improve stability. This data is collected automatically through Firebase services and similar tools and is used only to maintain and improve app performance.
- Crash logs reporting unexpected errors or failures.
- Diagnostics such as device type, operating system, and error codes.
- Other app performance data, including load times, subscription flow errors, and notification delivery success.
08Device or Other IDs
CashWise may collect device or other identifiers automatically through Firebase and Google Play services. These may include unique user IDs, installation IDs, and purchase tokens. Device identifiers may also be used for ad delivery, frequency capping, and rewarded ad functionality. They are used solely to provide authentication, manage subscriptions, improve app performance, and support free plan ad delivery, not for advertising based on your financial records or cross-app tracking.
09App Activity
CashWise collects limited information about how you interact with the app, such as subscription upgrades, badge achievements, and notification actions. This data supports premium features, entitlement logic, analytics, and fraud prevention, and is not used for advertising or personalization.
10Advertising & Free Plan Features
CashWise offers a free plan supported by ads. When you choose to unlock features by watching ads, we may use device identifiers and limited usage data to deliver and measure these ads through trusted providers such as Google AdMob. Ads are never personalized using your financial records. You can remove ads by upgrading to a premium subscription.
11Children's Privacy & Age Verification
To comply with applicable regional online child safety laws, including the Texas App Store Accountability Act (SB 2420) and equivalent regulations, CashWise implements specific age verification and parental consent protocols. Terms of service and privacy policies clearly reflect how personal data is collected, used, and stored in relation to age and consent information.
1. Data Collection & The Play Age Signals API
When you access the App on a mobile device, we may collect age verification information, such as your age band or age verification status. We receive this information through platform-level age verification services, specifically the Google Play Age Signals API. We use this API to classify users into broad age categories without requesting, collecting, or storing exact dates of birth or physical identification documents.
2. Purpose of Data Processing
This age verification information is used solely to determine whether you meet our minimum age requirement and to ensure we provide an age-appropriate experience as mandated by state laws. We do not store this data beyond each session in which it is received.
3. Strict Data Restrictions for Minors
If a user is identified as a supervised minor through these platform signals, CashWise strictly limits data processing. Specifically for users classified as minors:
- We do NOT use children's data for behavioral advertising, marketing, or profiling.
- We do NOT sell or share this age classification data with third-party data brokers or unauthorized service providers.
4. Parental Rights and Consent Management
We ensure that parents and guardians can withdraw consent if needed. Because CashWise relies on the Google Play ecosystem for parental approvals regarding app downloads, in-app purchases, and subscriptions, parents must manage their consent preferences directly through the Google Play Family Link or built-in device parental controls.
Parents and legal guardians also maintain the right to:
- Request deletion of any personal data inadvertently collected from a child.
- Request the cessation of future data collection.
To exercise these rights, or if you believe we have inadvertently collected restricted personal information from a child without proper parental consent, please contact us immediately at [email protected].
12Data Deletion Requests
We believe you should have full control over your personal information. If you wish to delete your CashWise account and all associated financial records, you can do so through either of the following methods:
In-App Deletion (Recommended)
Navigate to the User Guide section within the app and select "Delete Account." This process is automated and will initiate the immediate removal of your data from our active servers.
Email Request
You may also request account deletion by contacting us at [email protected]. Please send the request from the email address associated with your account so we can verify your identity.
What Happens When You Delete Your Account?
- Permanent Removal: All cash books, transaction histories, backups, and custom settings will be permanently erased.
- Irreversibility: This action cannot be undone. Once the data is deleted, it cannot be recovered.
- Sync Data: All data synced to our cloud servers will be purged in accordance with our data retention schedule, except where we are legally required to retain specific records for tax or regulatory purposes.
13Contact Us
If you have questions about this Privacy Policy or would like to submit a data deletion request, contact us at: